It will be November by the top of this week, and which means a brand new spherical of Social Safety Incapacity Insurance coverage checks will quickly be headed out to recipients. In the event you’re uncertain while you’re speculated to obtain your month-to-month profit test, we’ll break down the SSDI fee schedule for you.
The Social Safety Administration sends month-to-month funds to individuals who usually have a incapacity that stops or limits their capacity to work. Relying on the scenario of the person, others could qualify and might apply for SSDI as properly.
In the event you’re curious how the current 2025 Social Safety COLA Improve announcement will have an effect on your advantages subsequent 12 months, we now have you lined.
For extra, here is what you are able to do when you’re final fee by no means arrived and the Supplemental Safety Earnings fee schedule.
Cost schedule when you’ve had SSDI since Might 1997 or earlier
In the event you began getting SSDI earlier than Might 1997, you’d normally obtain your fee on the third day of each month. Be aware that this is not at all times the case, like when the third day falls on a weekend or vacation. This previous March was such a month, and SSDI recipients acquired their funds two days earlier, on the primary day of the month.
For everybody else, funds are beginning date dependent
In the event you started receiving SSDI after Might 1997, then your fee date is decided by the day of the month you have been born. Funds are usually paid out on the second, third and fourth Wednesday of the month. Which Wednesday you get your test breaks down like this:
| Birthdate between | Social Safety test date |
|---|---|
| 1 and 10 of the month | 2nd Wednesday of the month |
| 11 and 20 of the month | third Wednesday of the month |
| 21 and 31 of the month | 4th Wednesday of the month |
Once you’ll get your SSDI fee for November
Here is when your SSDI fee ought to arrive this month:
| In the event you’ve acquired Social Safety earlier than Might 1997 | Nov. 1 |
|---|---|
| In case your birthday falls between day 1 and 10 of the month | Nov. 13 |
| In case your birthday falls between day 11 and 20 of the month | Nov. 20 |
| In case your birthday falls between day 21 and 31 of the month | Nov. 27 |
Will the 2025 COLA have an effect on my fee?
Most likely, but it surely relies upon. The COLA for 2025 will introduce a 2.5% improve in month-to-month profit checks, however precisely how a lot will depend upon a number of elements. Any month-to-month earnings, how lengthy you have acquired advantages, and what kind of profit you obtain may end up in a distinct fee improve. Recipients will obtain their COLA discover someday in December with particular particulars on their case. A COLA of two.5% will add about $48 to the typical advantages test when it arrives in January 2025.
For extra, do not miss the actions that might get your Social Safety advantages suspended or terminated and learn how to apply for SSI.